Payment Gateway
Accept cards, wallets and bank payments on your website or app with a fast, secure checkout.
- Hosted & embedded checkout
- Cards, wallets & bank accounts
- Real-time transaction dashboard
- Refunds & reconciliation
KPAY Payments built for Pakistan
Accept payments.
Accept payments.
Send payouts.
Grow faster.
Kpay gives your business one secure platform to collect payments online and pay out to banks and wallets across Pakistan — quickly, reliably and at scale.
Bank-grade security
Fast settlements
Local support team
Accept the ways Pakistan pays
VisaMastercardUnionPayJazzCashEasypaisaRaastIBFTBank TransferQR PaymentsPayment Links
VisaMastercardUnionPayJazzCashEasypaisaRaastIBFTBank TransferQR PaymentsPayment Links
What we do
Everything you need to move money
From checkout to settlement to payouts, Kpay handles the full payment lifecycle so you can focus on running your business.
Payouts
Send money to vendors, partners, sellers and customers in bulk or one at a time.
- Bank account & wallet payouts
- Bulk disbursements via file or API
- Instant status tracking
- Automated scheduling
Payment Services
Flexible collection tools for businesses that sell online, in store, or over chat.
- Shareable payment links
- QR code collections
- Invoices & recurring billing
- Settlement to your bank
Payouts
Pay everyone, on time, every time
Salaries, vendor settlements, seller payouts or customer refunds — disburse funds across Pakistan from a single balance.
Fast transfers
Move funds to bank accounts and mobile wallets with quick turnaround.
Bulk in one click
Upload a file or call the API to process thousands of payouts at once.
Full visibility
Track every transfer's status and download reports for easy reconciliation.
How it works
Go live in three simple steps
Our team guides you from sign-up to your first transaction.
1
Apply
Share your business details and documents. We'll review and set up your merchant account.
2
Integrate
Plug in via API, plugins, payment links or QR — whatever suits your business.
3
Get paid
Start accepting payments, track them live and receive settlements to your bank.
For developers
Integrate in minutes, not months
Clean APIs, clear docs and a sandbox to test every flow before you go live.
RESTful APIs
Predictable endpoints for payments, refunds and payouts.
Webhooks
Get notified the moment a payment or payout changes status.
Secure by default
Encrypted traffic, signed requests and tokenized card data.
create-payment.js — example
// Create a payment request const payment = await kpay.payments.create({ amount: 24500, currency: "PKR", order_id: "ORD-10245", customer: { name: "Ayesha Malik", email: "[email protected]" }, callback_url: "https://yourstore.pk/webhook" }); // Redirect your customer to checkout window.location = payment.checkout_url;
Why Kpay
A payments partner you can rely on
Built in Islamabad for businesses across Pakistan.
Secure
Encryption, tokenization and fraud monitoring protect every transaction.
Fast
Quick onboarding, fast checkout and prompt settlements to your account.
Transparent
Clear pricing and detailed reporting — no surprises at month end.
Supported
A real local team that picks up the phone and answers your emails.
E-commerceEducationTravelSaaSMarketplacesHealthcareFood deliveryUtilitiesFreelancers
Ready to start accepting payments?
Talk to our team today and get your business set up with Kpay.
Contact us
Let's talk payments
Reach out for onboarding, pricing, or integration support. We usually reply within one business day.